INVESTOR’S PICK: 2019’s Investment of the Year
Even though we’re almost through the third quarter of this year, maybe you’re starting to feel like 2019 is the year you should finally start investing your money.
Maybe you even have a decent amount of money in a high-yield savings account, but you know that just saving is never enough. And it isn’t.
Money not moving is money not earning.
But, where should you invest it?
Here’s the question that plagues both beginners and established professional investors, and while no investments are guaranteed, there are some tried and true and other very innovative ones that can certainly be considered as the best investment options for 2019 and the coming years.
So, let’s take a look at the best of what this year has offered so far. Starting with:
The stock market
If lately you’ve been keeping up with its twists and turns, you’ve probably heard that a market correction is imminent. The Standard & Poor’s 500 most likely will lose all its 2018 profits by year’s end and many believe that’s just the beginning of a really long spiral.
Unless you’re investing for the long haul, then you have a long time to ride the storm. If this is your case, then you may not have much to worry about. You can focus on strategies, such as dollar cost averaging, and invest the same amount every month and take advantage of opportunities when the price of investments goes down since you’re always buying.
Or you can try your hand at investing in globally, diversified, low-cost index funds.
The next one is a no-brainer but still remains like one of the best options around:
Just like our previous choice, many experts think that the real estate market is (again) in a bubble at least in the United States.
We’ve recently observed prices going up and up with no apparent end in sight. Look back to 2008 and you’ll see that this type of scenario never seems to end well.
Nevertheless, many real estate investors don’t seem to be worried. We all need a place to live right?
And if you don’t want to take a risk with physical real estate, you can always buy real estate investment trusts, or REITs. Which allow you to take advantage of the upsides of the real estate market without having to get your hands dirty, managing, playing landlord, or remodeling the properties you invest in.
Also, there are real estate crowdfunding sites that allow you to invest in real estate notes or shares with the same advantages as REITs but with the downside of not being very liquid if the market goes south.
Another place to invest your funds this year is one of the old ones:
These are platforms that let you loan money to individuals and profit from interests like a bank does.
Returns can vary depending on the amount and risk for each loan you fund, but they usually go above 6%. One of the upsides is that some of these platforms allow you to spread your investment over thousands of loans in very small amounts.
And this way, you avoid being ghosted by a person you don’t know.
Lastly, we have fintech companies
The fintech industry has evolved a great deal over the years and its ecosystem continues to rapidly mature by reaching new heights in funding over the course of 2018.
With all-time high amounts of investment flowing into the sector again, the innovation train shows no signs of slowing. Big developments that range from the early stages of open banking, more regulatory clarity, and A.I. and blockchain maturation, this surely looks to be another beneficial year for fintech.
An industry that have been constantly launching new products, diversifying technology development, and earning in huge investments. But in spite of all of this, the sector has rounded a curve lately.
However, the best opportunities for investors and venture capitalists that remain highly liquid are found in these companies from the technology-related sector that show a disruptive business model since these have a bigger chance to grow and provide investors with the type of returns that they are looking for.
And from the look of this year’s landscape, the solution that’s going to be a game-changer is coming from a holding company of a consortium from this sector; with a disruptive innovation in the works.
Basically, they’re creating a New Asset Class (NAC) that allows investors to not only invest in it like a security or stock but to also invest in another company with it or to just hold onto the asset as it increases in value.
And if they need to, liquidate it down into cash and walk away with your profit.
This new asset class is poised to revolutionize the way companies build up capital, invest, and even trade.
So, if you’re the sort of investor who is interested in learning more and getting in on the ground floor of this new technology that, quite frankly, is certain to change the financial world and make a lot of return on your initial investment, be sure to check them out.
They’re called Konzortia Capital and if you follow the link below you can learn how you can get in on one of the new, most profitable, and exciting investing options to have surfaced this year!